Identity Theft, Prevention and Recovery
Group Presentations are available - Times
Taught by licensed private investigator, Bob Pearce, this course will provide
the individual maximum protection against the crime of Identity Theft.
Learn about your rights under state and federal codes and statutes
and the various forms Identity Theft takes. This class will cover in
detail, the step by step process of reclaiming your life. Learn how
straighten out the Big 3 credit reporting agencies and related merchants
using sample correspondences.
For furthing information, contact my office at the following email address:
or call me at (661) 400-3813
Table of Contents
Chapter 1 – Introduction
How to order
your credit report from the Credit Reporting Agency designated web site. Learn how to order over the internet, my mail
or by phone for FREE. Learn about two vitally import books. There is
one book on ID Theft protection and one book on ID Theft recovery. What
materials are included in the course?
§ Class notes in the form of a web page, no note taking
§ Folder of Government Publications
§ Blank letters to freeze your credit profile for 5 years
Chapter 2 – What is Identity Theft
What is Identity Theft? What exactly is it that is stolen. Why would
someone want to steal my identity? How
do I know it has been stolen? More importantly, what do I do if it has
been stolen? What do I do first? What
are we talking about when we mention “Personal Identifiers?”
Chapter 3 – The Law is on Your Side
examines the California Penal Codes. Specifically - what type of activities
are deemed illegal. We see special consideration given to crimes involving
elders & dependent adult. The California database for identity theft
victims is created.
Chapter 4 - How do You
Know When You Have Become a Victim?
Learn the subtle clues of
identity theft. What we mean by the term personal identifiers. The one book every victim should own. In chapter
4 you learn the tell tale signs that your identity has been stolen.
Chapter 5 – What’s Required is a New
Mental State of Mind
In the year
2009 you will learn and develop new skills for fighting back against
Identity Theft. Learn how to
identify phishing emails for what they are.
Here you will learn about new behavior patterns to incorporate
into your “self” Links for encryption software and much more.
Chapter 6 - Steps to Minimize Your Exposure to ID Theft
Take concrete steps to minimize
your exposure to Identity Theft. Recognize
our world today is not the same one we were born into. Learn specific
behaviors to implement now and forever more.
Chapter 7 - What to do If You
Do Become a Victim of Identity Theft
Time is of the essence when you become a victim of ID Theft. What
are the important first steps to take?
Learn about the “Fraud Alert.” How to place one and what it accomplishes. The one book every victim should own. Proving
you are a victim and your “Certificate of Innocence”
chapters Chapter 8 – 24 you learn, specifically, how to handle the various
form of Identity Theft:
8. Bank Accounts & Fraudulent Withdrawals
Fraudulent Electronic Withdrawals
10. Fraudulent New Accounts
11. Federal Reserve System
12. Bankruptcy Fraud
13 Correcting Fraudulent Information in Credit Reports
14. Credit Cards
15. Criminal Violations
16. Debt Collectors
17. Driver's License
18. Investment Fraud
19. Mail Theft
20. Passport Fraud
21. Phone Fraud
22. Social Security Number Misuse
23. Student Loans
24. Tax Fraud
25 – the Fair Credit Reporting Act or (FRCA)
Your rights under the FRCA & the Electronic
Funds Transfer Act or (EFTA). The
National Specialty Consumer Reporting Firms. Who are they, what
do they report.